APR Rates Range From 5.99% to 35.99% Maximum APR for qualified consumers

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Representative Example: $1,000 loan over a 12-month term would have a total cost, including interest, a total payback amount of $1,134.72. APR 29.82%. Rates between 5.99% APR and 35.99% APR. Loan term lengths from 61 days to 72 months for qualified consumers.

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APR Disclosures & Repayment Terms

Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. 5kfastcredit cannot guarantee any APR since we are not a lender ourselves. An APR can generally run between 5.99% up to 35.99%. Loan products general have a 61-day minimum repayment term and a 72-month maximum repayment term. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Representative Examples of APR, Total Loan Costs & Fee

Loan Amount $1,000 $2,000 $5,000 $10,000

Interest Rate 24% 19% 13% $10,000

Loan Term 12 Months 24 Months 48 Months 60 Months

Fee 3% 5% 8% 10%

Fee Cost $30 $100 $400 $1,000

Repayment $29.82 $100.82 $131.67 $202.28

APR 29.82% 24.12% 18.23% 9.20%

Total Payments $1,134.74 $2,419.68 $6,320.12 $12,136.80

Total Costs $164.72 $519.68 $1,720.12 $3,136.80

Financial Implications (Interest & Finance Charges)

5kfastcredit.com is not a lender, and we cannot predict what fees and interest rates will be applied to the loan you will be offered. Your lender will provide all the necessary information about the cost of the loan before you get approved. You are responsible for perusing the loan agreement carefully and accepting the offer only if you agree to all the terms. 5kfastcredit.com service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

Implications of Non-Payment

When you accept the terms and conditions for a loan, you enter into commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as 5kfastcredit.com is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to Your Loan repayment.

Potential Impact to Credit Scoret

5kfastcredit.com is not a lender, and we do not check your credit standing and credit capacity. When you submit a request on our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. They will most likely turn to one of the three major credit bureaus: Transunion, Experian, or Equifax. When the lender inquires about your credit via these platforms, that inquiry will be is in most cases, considered a hard inquiry, which may affect your credit score.

Collection Practices

5kfastcredit.com is not a lender. We are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in Your Loan agreement. If you have any questions regarding the loan collection, please, address them with your lender. For more information, visit our page for Responsible Lending.

Loan Renewal Policies

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Before you sign the documents, carefully read and understand the renewal policy presented in the agreement.

RapidPersonalLoansToday.com IS NOT A LENDER, we cannot ultimately decide whether or not you are approved for a loan. We also cannot determine or influence the amount of money you may receive from using our referral services. The operator of this web site will share the information you provide with participating lenders, advertisers, networks, and other partners who may or may not lend or issue credit. Providing your information on this web site does not guarantee that you will be chosen by a lender or approved for a loan. We do not act as agents, brokers, or representatives for any of our lenders, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form. Because each lender is different and RapidPersonalLoansToday.com has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lender, and you can cancel the entire process at any time at your discretion. RapidPersonalLoansToday.com cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender. For details, questions, or concerns regarding your short-term loan, please contact your lender directly. Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. Not all who submit a request for credit will be chosen by a lender or approved for loan. If you are not chosen by a lender in the participating lender network, your information may be offered to participating third party advertisers and generators for consideration. It is not our policy to perform credit checks on any of our customers. However, some of the lenders in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian, and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender’s actions. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating. Any of the information that you read on this website may be changed at any time without any prior notice. We cannot guarantee that your submitted information will be provided to a lender or that a lender will approve you for a loan. Not all lenders can provide up to $1,500. The loans that may be offered by a lender are expensive forms of credit and are intended to provide you with short-term financing to solve immediate financial needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional credit counselor. Due to state regulations, this service is not available in all states including Arizona, New York, Georgia, Connecticut, Maryland, Massachusetts, Pennsylvania, Vermont, and West Virginia. For consumers in all other states, you are urged to visit the Rates & Fees section of this website to learn about the laws as they apply to loans where you live. In some cases, you may be given the option of obtaining a loan from a tribal lender. Lenders that are an extension of a federally recognized Indian Tribe are owned by independent sovereign nations and may not be required to follow local or state laws regarding rates, fees, and other loan terms, although such lenders conform to federal lending laws including the Truth in Lending Act. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.