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Rapid Personal Loans Today Installment Loans

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Frequently asked questions

Payday Installment loans are small dollar short-term cash advances that are used to deal with emergency expenses. Also called as payday advances, these are usually due along with interest on your next payday. Understand that these cash loans are meant to get over short-term cash crunch only and should not be used for long term. Payday cash advance loans can be obtained at store front or online.

Getting an online installment loan has many benefits than getting a loan from storefront because a cash advance from payday installment loans online lender offers fast loan process, fast approval, and direct deposit of cash in hours or overnight without even standing in lines, waiting for approval, writing checks and faxing documents.

Taking out a cash advance online can help you pay for emergency expenses such as medical bills, car repairs, home renovations and for recurrent expenses such as rent, mortgage, utility bills, groceries, etc.

Applying for one hour online payday installment loan is easy and simple. Fill out online application, get an instant loan approval and receive fast 1 hour cash up to $1000 directly into your account or maximum by next day. Besides, quick payday loans can be applied through mobile device, laptop, tablet, or PC.

  • Employed for the past three months.
  • Active checking account for the past three months.
  • Earning a monthly income of at least $1,000.
  • You must not currently be a debtor in a bankruptcy case or presently intend to file for bankruptcy relief voluntarily.

No. There is no paperwork involved because we utilize proprietary underwriting to approve your loan. Hence, our loan products are called no fax payday installment loans or fax less cash advances.

The cash loan online amount is determined based on your current monthly income. Although we offer advance payday installment loans up to $1000, you can qualify for $500, as a first time borrower.

We offer fast approval payday installment loans online. Once we receive you request, we will contact you either through email or by phone within minutes during normal business hours, Monday to Friday, 8:00AM to 8:00 PM (EST). For no fax loans requested after-hours, we will contact you the first thing, next business day. However, due to state and verification requirements, not all online payday installment loan applicants may be eligible for fast approval by lender.

As a guaranteed approval direct lender, Rapid Personal Loa never runs any hard credit checks. Our no credit check payday installment loans online can be qualified with poor credit and no credit even.

APR stands for Annual Percentage Rate that describes the annual interest rate on the loan. For more details, refer our Fees page.

Our fee for a payday loan is $30 for every $100 borrowed, with an APR generally ranging from 365.00% to 1564.28%. As a legitimate payday loans lender, we carefully abide by national and state regulations in determining our loan fee.

No. You can use the quick cash loan amount the way you want but in a responsible way.

 

 

Yes. However, you will not receive it fast because any direct lender payday installment loans requested on Fridays, before 8:00 p.m. (EST), will be deposited on the following Monday. For any application received over the weekend, the funds will be deposited on the next business day that is, on Monday.

Yes. If you accidentally apply for a loan that you did not intend, simply give it back to us before the end of the business day, following the day you received the loan. For example, if you receive your loan on Wednesday, you have time until 5:00 p.m. on Thursday to return it, without any penalty.

Payday Installment loans are single payment loans that can be repaid electronically when you get your next paycheck. Just as with receiving the funds, the payment process is automatic and convenient. An electronic withdrawal, via ACH transaction, will be made from your authorized account on your payment due date. In case, there is any change in your banking information, please email your new bank account number to manager@RapidPersonalLoansToday.com at least 2 business days before 4 PM Eastern Time on the due date in order for the change to be processed for the current payment. This way, you need not have to write a check or pay for postage.

We offer fast approval payday installment loans online. Once we receive you request, we will contact you either through email or by phone within minutes during normal business hours, Monday to Friday, 8:00AM to 8:00 PM (EST). For no fax loans requested after-hours, we will contact you the first thing, next business day. However, due to state and verification requirements, not all online payday installment loan applicants may be eligible for fast approval by lender.

Generally, you should repay your cash advance loan on/by your next pay date. Our payment system is set up in the same way as any online bill pay system; with the automatic withdrawal date via an ACH transaction falling on the same date your paycheck reaches your checking account. This way, you can ensure to have the funds necessary for the repayment. If you aren’t sure about your loan due date or the amount you owe, please send an email to our Customer Service Team at  manager@RapidPersonalLoansToday.com They are available to help you 24 hours a day, seven days a week.

ACH stands for Automatic Clearing House Transaction. An ACH transaction is a method of electronically depositing or withdrawing funds from an account. When you provide a check as payment on your loan application, you authorize us to process the payment as a check transaction.

Rapid Personal Loans Today is a legitimate cash advance direct lender that follows all NACHA regulations. We always abide by the state and federal laws, and will never withdraw more money than you have authorized in our process.

Contact us at least two business days before the due date. You may be eligible for an extension by paying at least enough to cover interest earned up to that point (usually includes the finance charge that is $30 per $100 borrowed and APR (Annual Percentage Rate) that ranges from 365% to 1,564%, depending on the terms of the extension). We also recommend that you pay as much extra as you can, to reduce the principal balance of your payday advance.

Yes. You can pay off your loan early, as there are no prepayment penalties. However, we advise you to inform us via email at  manager@RapidPersonalLoansToday.com so that we can arrange your prepayment process.

Yes. If you do not want us to withdraw the full amount on the faxless payday loan due date, you have the option to extend your loan until your next payday. You may make partial payments at any time prior to maturity in increments of at least $5 on the principal balance without additional charges incurred.

Yes. As a socially responsible advance loan direct lender, we respect your privacy and do not sell your sensitive information to third parties. All the transactions are processed over a secure SSL server that uses highest encryption standards.

We appreciate your service to the country and thank you for considering us. However, we do not provide cash loans to the military personnel currently.

 

 

No, if you borrow only the amount you need and payback responsibly.

 

 
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RapidPersonalLoansToday.com IS NOT A LENDER, we cannot ultimately decide whether or not you are approved for a loan. We also cannot determine or influence the amount of money you may receive from using our referral services. The operator of this web site will share the information you provide with participating lenders, advertisers, networks, and other partners who may or may not lend or issue credit. Providing your information on this web site does not guarantee that you will be chosen by a lender or approved for a loan. We do not act as agents, brokers, or representatives for any of our lenders, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form. Because each lender is different and RapidPersonalLoansToday.com has no control over the rates and fees each lender charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lender, and you can cancel the entire process at any time at your discretion. RapidPersonalLoansToday.com cannot be held accountable for any charges or terms presented to you by a lender, and we are in no way responsible for any agreement between you and a lender. For details, questions, or concerns regarding your short-term loan, please contact your lender directly. Please note that lender terms may vary, and lenders may use different criteria to determine whether an applicant is eligible for a loan. Not all who submit a request for credit will be chosen by a lender or approved for loan. If you are not chosen by a lender in the participating lender network, your information may be offered to participating third party advertisers and generators for consideration. It is not our policy to perform credit checks on any of our customers. However, some of the lenders in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian, and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lender’s actions. If you do not pay back your loan by the specified due date, your lender may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating. Any of the information that you read on this website may be changed at any time without any prior notice. We cannot guarantee that your submitted information will be provided to a lender or that a lender will approve you for a loan. Not all lenders can provide up to $1,500. The loans that may be offered by a lender are expensive forms of credit and are intended to provide you with short-term financing to solve immediate financial needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional credit counselor. Due to state regulations, this service is not available in all states including Arizona, New York, Georgia, Connecticut, Maryland, Massachusetts, Pennsylvania, Vermont, and West Virginia. For consumers in all other states, you are urged to visit the Rates & Fees section of this website to learn about the laws as they apply to loans where you live. In some cases, you may be given the option of obtaining a loan from a tribal lender. Lenders that are an extension of a federally recognized Indian Tribe are owned by independent sovereign nations and may not be required to follow local or state laws regarding rates, fees, and other loan terms, although such lenders conform to federal lending laws including the Truth in Lending Act. If you are connected to a tribal lender, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction.